Seoul's 2026 Citizen Safety Insurance covers people registered as Seoul residents, including registered foreign residents. Enrollment is automatic, so eligible residents do not need to purchase or register for this city program separately.
Coverage applies only to the accident categories and payment limits defined by the city. Anyone affected should keep medical records, police or fire reports, and other evidence, then contact the insurer listed on Seoul's official page before assuming a claim will be paid.
Citizen Safety Insurance is not a substitute for National Health Insurance, travel insurance, or private accident coverage. It is an additional municipal benefit, and the rules can change by policy year, so residents should always confirm the current notice.
